Here's the good news. In Windows Vista, Microsoft is indeed moving to this kind of security model. The feature is called User Account Protection (UAP) and, as you might expect, it prevents even administrative users from performing potentially dangerous tasks without first providing security credentials, thus ensuring that the user understands what they're doing before making a critical mistake. It sounds like a good system. But this is Microsoft, we're talking about here. They completely botched UAP.

The bad news, then, is that UAP is a sad, sad joke. It's the most annoying feature that Microsoft has ever added to any software product, and yes, that includes that ridiculous Clippy character from older Office versions. The problem with UAP is that it throws up an unbelievable number of warning dialogs for even the simplest of tasks. That these dialogs pop up repeatedly for the same action would be comical if it weren't so amazingly frustrating. It would be hilarious if it weren't going to affect hundreds of millions of people in a few short months. It is, in fact, almost criminal in its insidiousness.